The only one solution under one Apply for home loan roof is ReferLoan – as because referloan provide you the home loan from among 175+ Banks and NBFCs which help the end user to get the LOAN amount at low interest rate. The eligibility criteria for home loan are very simple and these criteria may differ from different banks and NBFCs where the person is applying. For this this problem our ReferLoan experts will guide you till the end. A Healthy CIBIL Score: If you want a home loan you need a healthy CIBIL score then the minimum CIBIL score for maximum banks are 700 but with ReferLoan there are some banks and NBFCs who do provide the loan below 700 as well but the applicant is definitely not eligible if applicant CIBIL is below 650. Salary that matters: if you’re applying for home loan your salary must be enough to repay the loan amount without any penalty. The minimum salary differs from banks and NBFCs. Make sure you have salary more than Rs.15,000/- per month. The more the salary the easier it become to repay the loan amount where it creates a healthy CIBIL and also give you less rate of Interest as well.