Darrin Richards, Loan Officer NMLS# 1955094 with Loan Factory, is dedicated to helping homebuyers, homeowners, and real estate investors find the right mortgage solutions with confidence. Licensed in California, Georgia, and North Carolina, Darrin provides personalized guidance for home purchase loans, refinancing, conventional mortgages, FHA loans, VA loans, jumbo financing, and investment property loans. His goal is to deliver a smooth, transparent, and stress-free lending experience from application to closing. 199-111 E Washington St, Athens, GA 30601